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negative capital 負債。

negative charge

One hears rather worrying comments , mainly from observers from outside of the mainland , about the fragility of the banking system there , citing the relatively high npl and low some would say negative capital adequacy ratios 外界觀察中國內地往往擔心它的銀行體系基礎薄弱,并指出不良貸款率偏高及資本充足比率偏低有人甚至說實際是負數